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The objective of this limitation is to prevent misuse of the policy and give insurance cover only to the deserving parties.Types of insurance policies Though there are many types of life insurance policies available on the market, most of them can be broadly classified into two categories.One is for the sole purpose of protection so that the dependents of a person can be supported after the demise of the insured person.

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These include riots, commotion, suicide and many other similar things.At the same time, there is a bit of commerce involved in this.The insurance companies insure a person in exchange for regular premiums.However, if you go country-wise, the system would be simple to understand.In Australia, premiums paid through superannuation fund are taxable.

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